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Posted: Thu Aug 07, 2008 1:51 pm
by Til
Just got off phone from IP and our IVA has been APPROVED!

Wow - I am tearful and happy and releived and feel like we have been given second chance to make a better future for our daughter [:D]

So happy!

NR wanted an extra year adding on so we've got 72 payments instead of 60 but I don't care - it just feels so great to know that whislt it will be tough we now have a plan in place and are on our way to being debt free.

Thanks to all of you on here who in the last few days have really helped me feel like even if todays answer had been No we would have got through it. This is an amazing place and I have already recommended it to a friend who is in similar situation. I will post my voting on here as soon as I get the report too in case it helps anyone else...

Wooooooo hooooo!!!!!!! [:D] [:D] [:D]

Posted: Thu Aug 07, 2008 2:05 pm
by tori
[:D]fantastic news til im so pleased for you.it must be a relief.congratulations ! now you can look to the future and concentrate on you and your family.good luck to you.xx[:D]

Posted: Thu Aug 07, 2008 2:13 pm
by natasha.j
well done i am pleased for you
just hope i will be as happy when my meeting comes this afternoon
well done

Posted: Thu Aug 07, 2008 2:15 pm
by natasha.j
could i just ask how much you were offering in the pound as northern rock are our biggest creditors too

Posted: Thu Aug 07, 2008 2:17 pm
by Til
Thanks tori [:-D] it feels great!
Thanks Natasha too and I am sure you will get great news this aft - I will be sending you every good luck wish I can xx

Posted: Thu Aug 07, 2008 2:18 pm
by Til
oops our posts must have crosse Natasha! Sorry...

Yes we were only offering 22p in the pound had it been 60 months so that is why they asked for extra year - hoping this was lower than your offer so it bodes well for you?

Posted: Thu Aug 07, 2008 2:20 pm
by plasticdaft
Oh well done you and carry on being excited,tearful,etc etc coz all the emotions really do come out on approval day!!!

Posted: Thu Aug 07, 2008 2:47 pm
by moretolife
well thats good news for today well dont til and enjoy the relief....sun is shining and all is well...

Posted: Thu Aug 07, 2008 2:49 pm
by flow13
Well done. Thats great. i am so pleased for you.

Posted: Thu Aug 07, 2008 3:34 pm
by chris.g
[:D][:D][:D] That's fantastic Til[:D][:D][:D]
You must be so relieved, you'll still not be able to sleep tonight 'cos you'll be so excited still...lol [:)]

Posted: Thu Aug 07, 2008 3:50 pm
by flow13
You should get a cheap bottle of plonk, sit and chill.

Posted: Thu Aug 07, 2008 4:16 pm
by Soulgrowth
Congratulations Til ... brilliant news

Here's to a debt free future.

Debbie

Posted: Thu Aug 07, 2008 5:24 pm
by Viki.W
Woo Hoo! Fantastic news Til. Have a great night celebrating. X

Posted: Thu Aug 07, 2008 6:53 pm
by facingittogether
thats brill news til!

i am so pleased for you, you can relax now! [:D][:D][:D]

love barb x

Posted: Thu Aug 07, 2008 6:59 pm
by Til
Aw thanks so much everyone! I am sooooo relieved! Yeah SkintSabins a bottle will defo be opened!!!

I'm so glad I found this forum though as no doubt the next 72 months will be tough from time to time but the support on here even for a newby like me is amazing - thanks so much :-) xx