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Posted: Fri Jul 25, 2008 6:39 pm
by john.jk
Just a big thank you to Melanie and her team in Cardiff
Had Iva approved today.. What a releif...PHEWWWWW...
Would like to say Melanies team are highly recommened
From our first call from them thru till now they have been GREAT
Anybody thinking of doing an IVA should give them a call as it costs nothing to have a chat and they will advise you to the best of there ability as they did us i am sure..
I kept my head in the sand and now wish that we had contacted them a long time ago.
If anybody is reading this and thinking of getting advise DO IT... today. As the longer you leave it the more the debts will mount up and chances of the problem going away are NONE..
We had a lot of debt and are not proud about it... But At last we can now see the light at the end of the tunnel... Roll on the next 5 years... Thanks again to you all
John k [:)].

Posted: Fri Jul 25, 2008 6:57 pm
by emma_t
Great news John[:D][:D][:D]Have a little celebration tonight of your new start!

melanie and her team are wonderful and be assured that the level of service continues as you go through your iva. If ever I email or ring i get instant answers and have been so impressed - would not hesitate to recommend to anyone[:D]

Emma x

Posted: Fri Jul 25, 2008 7:01 pm
by john.jk
Thanks Emma x

Posted: Fri Jul 25, 2008 7:35 pm
by facingittogether
congratulations to you john - enjoy your celebration!

our ip is melanie too and she and her team are truly brilliant!

i am so pleased for you!

love barb x

Posted: Fri Jul 25, 2008 7:58 pm
by john.jk
Thank you Barb x

Posted: Fri Jul 25, 2008 9:02 pm
by MelanieGiles
Thanks John

We are, of course, delighted for you both, and look forward to working with you in the future. Hope you manage to have a bit of a celebration this evening!

Posted: Fri Jul 25, 2008 9:07 pm
by drowning-mummy
Congratulations John!
I second what you say about Melenie and her team.
I also take my hat off to anyone in an IVA.
Well done!

Posted: Fri Jul 25, 2008 9:26 pm
by suzanne100268
Congratulations John, good luck x

Posted: Fri Jul 25, 2008 9:52 pm
by debtmountain
Hi John,[:D][:D]

Congratulations on getting your IVA approved, really pleased for you.

Have a Fabulous Weekend and enjoy your Celebration, you deserve it,[:D]

xx

Posted: Fri Jul 25, 2008 10:03 pm
by maxdebt
Congratulations and welcome to Melanie’s IVA approved team!! [:D]

Posted: Fri Jul 25, 2008 10:31 pm
by Soulgrowth
Wonderful news John ... I am truly soooo pleased for you.

Debbie

Posted: Fri Jul 25, 2008 10:43 pm
by aguise
Great news john, hope you have had a nice relaxed evening.

Ang

Posted: Fri Jul 25, 2008 11:24 pm
by moretolife
i can well remember the feeling when we got the call to say it was approved...so know exactly how you are now.!!!!!...esp. as it took us almost 3 mths to get from start to actual approval...the waiting was unbearable ...but amost two years on we can still remember the relief...ENJOY

Posted: Fri Jul 25, 2008 11:44 pm
by Lisa2009
Great news John and best of luck for the next 5 years and indeed, the rest of your debt free life xxxxxx

Posted: Sat Jul 26, 2008 12:27 am
by Viki.W
Congratulations John, good luck for your debt free life. Enjoy your weekend. X