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Posted: Mon Jun 30, 2008 3:46 pm
by kiki
can anyone tell me are lloyds tsb known for rejecting ivas? i have read a few things about them recently and they seem like they refuse an awful lot of ivas, i have about 50% of my debt with them
has anyone out there had ivas with lloyds as creditors and had them approved?
thanks x
Posted: Mon Jun 30, 2008 3:54 pm
by plasticdaft
Cant answer you but I have lloydstsb as my main creditor in my trust deed and will find out next week if it gets protected(goes ahead or not). Fingers crossed.
Posted: Mon Jun 30, 2008 3:57 pm
by aguise
Hi there. lloyds was my main creditor and the iva was accepted. I think they are very accepting of iva's if it is a good proposal and sensible solution. Try not to worry.
Ang
Posted: Mon Jun 30, 2008 3:58 pm
by kiki
thanks im mega stressed at the moment, sent my draft proposal back today i am offering 44p/£ just very concerned about lloyds!
Posted: Mon Jun 30, 2008 4:01 pm
by kallis3
44p in the pound sounds a good proposal to me.
Posted: Mon Jun 30, 2008 6:07 pm
by aguise
That sounds like a good offer to me also. All the best.
Keep us posted.
Ang
Posted: Mon Jun 30, 2008 7:38 pm
by MelanieGiles
Lloyds are one of the most supportive creditors with regard to their insolvent customers and, so long as you have put the best offer forward, there ought to be no problem in getting your IVA accepted.
Do let us know how you get on.
Posted: Mon Jun 30, 2008 8:30 pm
by Lisa2009
Lloyds wre hubby's biggest creditor and they accepted his holding about 60% of the debt.
They accepted 28p/£
Posted: Mon Jun 30, 2008 8:57 pm
by kiki
thanks, i have an overdraft, credit card and loan with lloyds totalling to about 10,500 (about 40% of my debt) thats why im worrying myself to death!!
Posted: Mon Jun 30, 2008 9:02 pm
by angela18
hubbys main creditor was lloydstsb and his was approved
Posted: Mon Jun 30, 2008 11:47 pm
by Moneystinks
Hey Plasticdaft I hope yours gets approved.
Kiki, your offer sounds really good I'm sure you will be fine.
Good luck. X
Posted: Thu Jul 03, 2008 8:26 pm
by olympic_torch
We owed Lloyds TSB the equivalent of the national debt of a small African country, and they voted yes to our IVA.
In fact, they have still not submitted a claim for our joint overdraft, 14 payments in, which has currently pushed up our dividend from 38p to 40p.
Posted: Mon Jul 07, 2008 2:04 pm
by greeneyes34
Lloyds TSB didn't actually bother to vote on mine, they were the only ones who didn't.
good luck, I'm sure it will be fine. x
Posted: Mon Jul 07, 2008 2:06 pm
by kallis3
I owed just over £2000 to Lloyds TSB, they were one of my smallest creditors and they voted no!
Posted: Tue Jul 15, 2008 6:44 pm
by nolongeranxious
i think it depends on the individual case. i had the 'dreaded' NR as my biggest creditor and had heard horror stories.... they didnt vote on mine!If you have put the best case forward, then i'm think it should go through.