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Posted: Tue Mar 25, 2008 8:21 pm
by markss
my IVA was acepted today !!! it was very borderline as NR were biggest creditor £20k 84% ACEPTED. I will post the vote results when i recieve them from DFD. I OWED £79K with only £295 surplus per month.DEBT FREE DIRECT have been great it took 6weeks but they have been great really recommend them to anyone. thanks to everyone on here support has been so good. I want to stay on the site to help others in similar situations. thank you all for support / melanie/andy too.[:D]

Posted: Tue Mar 25, 2008 8:23 pm
by emma_t
Great news mark[:D][:D][:D]

I was really starting to worry as you had not posted...

Fantastic news well done
Emma x

Posted: Tue Mar 25, 2008 8:30 pm
by sblack
What a fantastic result mark, 15p/£1 must be some kind of record.
Well Done

Posted: Tue Mar 25, 2008 8:50 pm
by scaredkez
wow what a result 15p in the £ well done and good luck with your iva.
kerri

Posted: Tue Mar 25, 2008 8:51 pm
by aguise
Great news Mark. really pleased for you.

Ang

Posted: Tue Mar 25, 2008 8:57 pm
by angela18
brilliant news

Posted: Tue Mar 25, 2008 9:01 pm
by Lisa2009
Brilliant result.

Posted: Tue Mar 25, 2008 9:10 pm
by markss
thanks everyone it was down to my IP / DEBT FREE DIRECT fantastic company. i hope it inspires others. i know i will still get calls etc but should settle down shortly

Posted: Tue Mar 25, 2008 9:20 pm
by emma_t
mark although you will still get calls and letters for a while, they do not seem a problem after approval.

i was really cheery with any callers and some even wished me well, but said they had to keep calling until they were notified.
Keep checking for your name on the insolvency register as soon as it appears tell any callers to check while you are on the phone and update the records.

Have a great evening[:D]

Posted: Tue Mar 25, 2008 9:44 pm
by aragorn
Well done. We are also with DFD. We are currently seeking reduced payments after a redundancy/new job with less pay, which means another creditors meeting for us . Your post stating that creditors have accepted 15p/£1 dividend has given us great hope. many thanks.

Posted: Tue Mar 25, 2008 9:44 pm
by Shining
Great news mark, all the best for your future.

Posted: Tue Mar 25, 2008 10:14 pm
by olympic_torch
Well done.
A new beginning beckons.

Posted: Tue Mar 25, 2008 10:28 pm
by markss
hi thanks guys good luck aragon keep fingers crossed for you. thanks everyone else in addition to todays news i was put under threat of redundancy 2 weeks ago but had a jod offer today too so lucky today..

Posted: Tue Mar 25, 2008 11:03 pm
by markss
interestingly the creditors were offered 17p in the £ but asked DFD to reduce thier fees and they acepted 15p in £

Posted: Tue Mar 25, 2008 11:10 pm
by MelanieGiles
How does a reduction in fees result in a lower dividend?