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Posted: Sat Sep 22, 2007 5:34 am
by lizziej
Just entering into our firs I&E payment and have a question -we have been allocated a set amount for each essential piece of living - if something doesn't cost as much as we have been allocated what do we do with the balance ?
Posted: Sat Sep 22, 2007 2:53 pm
by catullus
Keep it!!!!
Posted: Sat Sep 22, 2007 2:54 pm
by MelanieGiles
Save it for a rainy day!
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Sat Sep 22, 2007 2:59 pm
by mikebdomain
buy northern rock shares !! [:D]
FREE ADVICE IS THE BEST ADVICE
LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.
see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
Posted: Sat Sep 22, 2007 7:05 pm
by lizziej
Thanks - I hoped you would advise that - however my IP in the midst of my excitement on Tuesday being told the IVahad gone through I am sure told me that I had to hand it over -don't really want to ask the question again - whilst the IVA was being prepared I was told by the IP that we could keep it - just on Tuesday I was told differently by the IVA mtg clerk - should I keep quiet or ask again??
Posted: Sat Sep 22, 2007 8:33 pm
by MelanieGiles
It does not need mentioning again.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Sat Sep 22, 2007 8:35 pm
by pixie
Hi Lizzie
The expenditure isn't set in stone. what you save on one thing will no doubt cost more on another. It's your's to do with as you wish.
If I stuck to my expenditure rigidly my cats would be skeletons but I would have lots of credit on my mobile that I never use!
Posted: Sat Sep 22, 2007 9:14 pm
by Adam Davies
Hi
How are those shares doing Mike ?
Regards
Andy Davie
IVA.co.uk Spokesperson
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Sun Sep 23, 2007 8:40 am
by mikebdomain
[:D] down to 1.94..... [:I] I still have faith
FREE ADVICE IS THE BEST ADVICE
LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.
see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
Posted: Sun Sep 23, 2007 6:10 pm
by Adam Davies
Hi
LOL,never mind Mike,you can,t win them all......stick to the mortgage business
Regards
Andy Davie
IVA.co.uk Spokesperson
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp