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Posted: Sun Nov 18, 2007 9:31 pm
by debtfreeoneday
After the completion of an iva will anyone ver let me have a mortage again at a reasonable rate of interest
Posted: Sun Nov 18, 2007 9:37 pm
by Adam Davies
Hi and welcome
Yes is the short answer.
You can even obtain a mortgage whilst in an IVA at a reasonable rate
Regards
Andy Davie
IVA.co.uk Spokesperson
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Sun Nov 18, 2007 10:16 pm
by bagpuss
My Iva is complete (although still on my credit file for another 4 years) and i just got a mortgage of 6.65...i went through Leybridge who are brokers that can search the whole market to find the right deal for you.
Angie xx
My IVA Story......
http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
Posted: Sun Nov 18, 2007 11:42 pm
by Andrew Graveson
Angie and Andy are absolutely right.
A good broker with access to the whole mortgage market can explain all of your options to you.
Andrew Graveson
Mortgage Broker & Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk
Posted: Mon Nov 19, 2007 8:11 am
by mikebdomain
Hi debtfreeoneday
Yes you can as long as your IVA is conducted satisfactorily, and as Andy says you can remortgage during your IVA as long as you have the permission of your IP / creditors.
(Thanks Angie)
FREE ADVICE IS THE BEST ADVICE
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Specialising in adverse credit.
Firm FSA No:313790
Personal FSA No:MJB01557
see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
Posted: Mon Nov 19, 2007 8:29 am
by Welsh Boy
debtfreeoneday
Yes you are able to remortgage as previously stated with permission of your IP . The rate will reflect your own personal circumstances and rates offerEd to others in similar circumstances i.e. IVA should not be a yardstick for you to expect the same rates. Each case is judged on it`s individual merits. Tony
F.P.C. 1,2,3 Qualified
Financial Planning Certificate
CeMap Qualified
Whole of Market Mortgage Broker
Managing Director : Debt Advisory Bureau
Principal : All Mortgage Products
www.debtadvisorybureau.co.uk
www.allmortgageproducts.co.uk
Directly Authorised with FSA :304244