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Posted: Mon Nov 05, 2007 5:23 pm
by g.d
I am now divorced. However, when I was married, myself and my (now ex) wife got a secured loan on the property we were in at the time; to pay off some debts. When we got divorced, I agreed to pay the full monthly amount on this debt as she had a young child, mortgage etc to pay. I am still paying the full amount, she doesnt pay a penny. However, BOTH our names are on the loan. I recently found out that she is now on an IVA and is 4 years into it. She didnt inform the loan company of whom i speak, of this IVA.....should she have done this ? As this could alleviate some or all of my debt.

Posted: Mon Nov 05, 2007 5:28 pm
by Andrew Graveson
Hi g.d,
An IVA will only deal with unsecured debts; secured loans must be repaid as usual.

Andrew Graveson
Independent Mortgage Broker & Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk