www.iva.co.uk

I have one question if anyone can answer it. I have just received my pack from the OR asking for all documents etc. They also said can I number these and list on the sheet provided. Does this mean I have to number every document and list the same, or can I list as per batch of documents ie 12 months of say one of my bank account.

Hope I have made this clear.

Mick

I would have thought you can group the relevant documents into one number, as you have suggested, but give them a ring to be sure.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Hi Mick, when I numbered my documents, I got all statements for each creditor , in date order. Then I numbered the first statement of each creditor. Hope this makes sense? D.

Thanks everyone that what I shall do. Blimey what a lot of paperwork to sort out. Don't think I have all my statements will that matter.

Also what will happen to my endowment life policy as its in my name and my wife's. By the way she has left 1 year ago. Have also missed 1 payment on it will that cause the OR any problems.

Your share of the jointly held endowment policy will now vest in your Trustee, who will ask your wife if she either wants to surrender or sell it, or make an offer for your share. If she declines to accept either, the policy will sit until its redemption date as an unrealised asset in the bankruptcy, and the proceeds will be eventually passed to the Official Receiver at that time.

Don't worry if you don't have all of the bank statements - the OR will get these from the bank if this is deemed necessary.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp