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Hi All,

I have just taken the first steps of taking out a IVA....god I'm so nervous!

I have been reading through this forum for the past couple of days and realised i am not the only ONE is this situation (although I've felt really alone the past couple of months)

I am relying on the IVA to avoid BR....

Welcome to the forums [:)]

You are doing the right thing in sorting your siutation out

If you can post some more details, then one of the experts will be able to offer advice

hi suze welcome to the forum hope it goes alright

High hopes & skint pockets!!

Hi Suze, Welcome, I have found great comfort on this forum everyone so helpful.

Hi Suze and welcome to the forum, you really are not the only person to find yourself in this situation. Post anything you want an answer to on here, and you will be surprised at the amount of help that you will get. Good luck with your IVA proposal.

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Hi Suze
Just to agree with the others if we can help in any way then we are happy to do so.
Good luck with your iva

Tracy

Suze

Remember this is the first big step in getting everything on track for your piece of mind. Good luck and know that we are all here for you.

Sue

Ho Hum! Think I'll bang my drum!

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A BIG Welcome to the Forum Suze,

What stage of the IVA process are you at? What offer are you proposing to your creditors? If you could provide estimated debts? diposable income? this will help us to advise you further.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

Hi Suze

Just wanted to say hello and welcome to this wonderful forum. You have taken the most positive step of dealing with your problem and you will find many friends here. I have just started my second year of my IVA and although I will admit it is hard, it is harder trying to juggle payments to your creditors whilst still trying to live a relatively normal life. This way, you know that you are doing your very best with regards to paying your creditors and are on the road to a fresh and credit free life!

Wishing you all the very best of luck with your IVA,

Kind regards

Liz

Hi Suze. I am in the early position of sorting out an IVA for myself as well. I too am very nervous. What position are you at? I am waiting for the forns to come to me for signature from my IP before they can be sent off to the various creditors, court, etc.

Hi Suze,

Congratulations on taking the first step towards a debt free future. As the other posters have said this is a very good forum for finding answers to your questions and for gaining support from others in a similar situation.

Please keep us posted on how things go for you.

Kind regards,
Terry Balfour
IVA.com

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Hi Suze

I wish you all the best for your IVA proposal. I hope it all goes well for you. I am 3 months now into my IVA and it seems to be going OK so far and haven't had any grievance yet! Otherwise there would be a lot more posts from me on this web site but lots of others here have answered them for me with their posts so far.

good luck

Maz

Good luck with your IVA proposal Suze, I hope it all works out for you x

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