Posted: Fri Nov 02, 2007 8:20 pm
When the six years has come to an end and your credit file has been wiped clean, how long does it take before you can get a credit card? No, I don't intend going down the same route again but I'm just curious. I realise that you have to build up your credit again but what length of time after the 6 years are we talking about in terms of credit cards? Also, will it be impossible to get a card with a company that was associated with the IVA - in other words, do the credit card companies themselves keep a record of you indefinitely?
Many thanks.
Many thanks.