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Posted: Fri Aug 22, 2008 5:44 pm
by mel.c
if i make an IVA does my husband have to declare his finances as we do not have any joint commitments, and will it affect his credit rating?
Posted: Fri Aug 22, 2008 5:53 pm
by Viki.W
Hey Mel, welcome to the forum. You would have to declare your husband's income but only so it can be seen that you are both contributing to the household bills fairly, that is, if your husband earns more than you he should pay more and vice versa. X
Posted: Fri Aug 22, 2008 6:29 pm
by MelanieGiles
Sadly, if you have a poor credit rating it is likely to affect your husband's I am afraid.