www.iva.co.uk

hi,i am a MSC invastment and finance student .i will be graduate in 2009 december. i have 21,000 pound debet .i earn 1200 pound a mount and my leaving cost is 300 pound including my accomodation and expense .i would go for iva but i dont know will i be able to get a job in a finance or bank sector if i go for i iva .and i am not sure that if i my dabet is clear after 5 years will i be able to get a job in those sector .i think one HR can help my to make my decision .

Hi johan and welcome to the forum

You would need to check with the individual companies you are looking to be employed by to see what their policy is with regard to an IVA. Some companies in that sector do have a harsh policy when it comes to people who are bankrupt or who have entered into an IVA.

how about repayment debt solution will that effect if i can manage to pay all my debt in 3 years

Hey johan, I think if you can repay your debt in full within three years you won't need an IVA. Have you tried talking to your creditors to negotiate more affordable payments? If you can post some more details we can help further. X