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Posted: Sun Aug 17, 2008 11:28 pm
by look_divine
i have read somewhere (cant remember where now) that if you have a credit card from before april 2007 you can get them written off is this true?
i think it was apr 2007 could be wrong
Posted: Sun Aug 17, 2008 11:32 pm
by plasticdaft
I wouldnt have thought so. Why would you be able to do this???
Posted: Sun Aug 17, 2008 11:37 pm
by look_divine
i will try and find the link and let you know brb
Posted: Sun Aug 17, 2008 11:39 pm
by look_divine
Posted: Sun Aug 17, 2008 11:49 pm
by Moneystinks
There is a Radio advert about this also. I think it is a similar thing to how they advertise IVA's - get all your debt written of type of thing..........probably a catch X
Posted: Sun Aug 17, 2008 11:52 pm
by look_divine
yes i heard it on the radio, just been to the link £495 to sort fo r you
Posted: Sun Aug 17, 2008 11:53 pm
by Til
Looking at the website this seems to be the catch:
New clients not proceeding with a mortgage, secured loan or motor finance review will be charged a review fee of £495 for the first credit card review and any further credit card reviews are at the discounted rate of £125. Successful claim fees of £250 plus 30% of the total claim will apply
Seems bit iffy to me
Posted: Sun Aug 17, 2008 11:54 pm
by Moneystinks
It's prob IVA or asisted BR. Always something eh!
Posted: Sun Aug 17, 2008 11:58 pm
by Til
Yeah seems like it to me [}:)]
Posted: Mon Aug 18, 2008 6:48 am
by kallis3
If we could all have them written off just like that, none of us would be here.
The £495 fee is the amount they charge for br, so it probably is something like that.
Best avoided anyway.
Posted: Mon Aug 18, 2008 7:06 am
by TheMatrix
Sounds well dodgy, I'm with Jan if you could wipe out debts that easily there would be no need for BR or IVA.
Having said all that, Ofcom have rules about advertising on the radio, so surely the radio stations would have checked this out to ensure they don't get in trouble with Ofcom for broadcasting it.
Posted: Mon Aug 18, 2008 7:21 am
by TheMatrix
And here lies the catch...
http://www.cartelclientreview.co.uk/remo
te/files/ccr_customer_information_sheet.pdf
Page 2 of the document, right at the top.
Posted: Mon Aug 18, 2008 8:10 am
by LoneRanger
I click the link and it comes up as an error
Posted: Mon Aug 18, 2008 8:47 am
by TheMatrix
It's split into 2 otherwise the page goes all funny.
Try merging the 2 together and putting it into your browser.