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Posted: Sun Aug 17, 2008 10:43 pm
by andrew.ly
Hi
Me and myself wife are in debt, with visa's over the limit, 4 loans on the go, missing mortgage payment.
To add to this me are separating.
Can I go down the road of IVA own, so I can set myself up, once we are divorced.
Posted: Sun Aug 17, 2008 10:45 pm
by Viki.W
Hey Andrew, welcome to the forum. Sorry about your marriage breakdown. If you can post a few more details of your debt, specifically if they are joint or just in your name, we can help further. X
Posted: Sun Aug 17, 2008 10:46 pm
by moretolife
hi andrew,...welcome to forum...so sorry to hear about your situation...an expert will no doubt be along to answer
Posted: Sun Aug 17, 2008 10:46 pm
by look_divine
join the club hun
im moving out to except 99% of the debt is mine
Posted: Sun Aug 17, 2008 11:18 pm
by MelanieGiles
If you have sufficient disposable income left once you have separated, then it may be possible to put forward an IVA to your creditors - but probably better left until you have settled down and you know what your new costs are likely to be.