www.iva.co.uk

Posted: **Sat Aug 16, 2008 6:36 pm**

anyone know exactly what these are
is WFTC counted as one?

Posted: **Sat Aug 16, 2008 6:40 pm**

Could you explain your question a bit more?

Posted: **Sat Aug 16, 2008 6:43 pm**

income based benefits are these only job seekers allowance etc or is working family tax credits classed as one
sorry dont really know how to describe it

Posted: **Sat Aug 16, 2008 6:47 pm**

I was claiming family tax credit and child tax credit for a while and they are income based. In fact they were a lifeline when I was flying solo with the kids - especially with childcare, opticians (I have to wear glasses) and dental fees. They are income based, so I would assume that they are classed as income based benefits - have you looked on the inland revenue website?

Anna

Posted: **Sat Aug 16, 2008 6:49 pm**

just with me moving out i wont have much furniture etc and there is a place where i live where you can get second hand furniture if your on income based benefits, didnt want to embarrass myself by going if working tax credits etc are not classed as them

Posted: **Sat Aug 16, 2008 6:54 pm**

hmm, good question. It might be worth calling the tax credits helpline and asking them - I usually found them pretty helpful. It's also worth seeing if they have a 'Sofa Project' locally - basically a sort of furniture charity that collect unwanted (but decent) furniture when people move or get new, and then sell it on very very cheaply.

Posted: **Sat Aug 16, 2008 6:56 pm**

thats what it is a furniture recycle, but the website says for people on income based benefits, can get electricals and furniture from 75p-£10
would help me out if i could

Posted: **Sat Aug 16, 2008 7:00 pm**

You're luck's in

Check out this link (I'm assuming that Sefton is no different to the rest of the country!) and scroll down to the Tax Credit section where it categorically states "Working Tax Credit is an income-based benefit"

http://www.sefton.gov.uk/default.aspx?page=6093

Posted: **Sat Aug 16, 2008 7:01 pm**

luck blooming heck woooohoooo
thanks my darlin

wheres sefton?
im in county durham

Posted: **Sat Aug 16, 2008 7:03 pm**

I think Sefton's in Yorkshire, but hey, it can't possibly be any different anywhere else in the country!

I'm so pleased for you

that's one less thing to worry about!

Posted: **Sat Aug 16, 2008 7:04 pm**

I know will hunt something down for county durham, he can then stick his furniture etc where the sun dont shine

Posted: **Sat Aug 16, 2008 7:09 pm**

Of course you will - you sound like a lady with her head screwed on straight! lol - oh the stories I could tell of what I did to some of my OH's stuff when we split up. We actually laugh about it now!

Posted: **Sat Aug 16, 2008 7:10 pm**

well if it was screwed on right i wouldnt be in debt, but yes im quite strong minded, would prefer to leave the house with nothing except my kids then i got nothing to thank him for

Posted: **Sat Aug 16, 2008 7:15 pm**

hell, we've all made mistakes - at least you're doing your best to sort it all out.

lol - I did the opposite and instructed the toughest divorce lawyer I could find - having put up with far too much cr*p - I was getting my pound of flesh!

But if it's better for you and the kids to walk away and start a new (and I promise) better life, then you go for it!

Posted: **Sat Aug 16, 2008 7:17 pm**

i have a joint loan with him that finishes next may, he said he carry on paying the credit card which i have used but its in his name which is 10K if i paid the loan, dont know how that would work in a iva seen it finishes in may
all confusing to me