www.iva.co.uk

Hi all,

I am going to ring our IP next week re this but just thought some of you wonderful peeps might know the answer...

Basically hubby's wage has now dropped by about £120 per month since we did our I&E ... however I have started to take in ironing and can replace this shortfall with that money.

So my question is, would my ironing money be exempt from the 10% 50/50 rule if it was just covering the new shortfall in OH wage?

And also, does the 10% 50/50 rule for extra earnings apply to 10% over the entire household incoming or is based on the individual concerned...

e.g. we have about 2000 incoming per month (650 is mine - rest is hubby) so could I earn £200 in ironing (10% of 2k) before I would have to pay extra or would it be £65 (10% of 650) based on my wage alone?

Like I said gonna call IP on this to be sure but would love to hear from anyone who knows?

Cheers guys!
xx [:)]

hi TIL...hope someone can answer you..i find the 50/50 and 10% things very confuisng.!!!

would you like to do my ironing too??!!..i hate it.LOL

How i would love to have somebody to do my ironing. Ours gets done as and when its needed.

and mine aswell ! ironing has to be the most mind numbing activity in the world!! im not even going to attempt to answer your queries,as i too am easily confused and would prob end up giving you the wrong info[:p]ps love the new avatar ! [:D] x

Quasimodo is walking through town carrying a wok.
"hello quasi, off to do some chinese cookery?"
said a passer-by.
"No, just going to iron my shirt" says quasi.

[:D]LOL OT, I have missed your posts lately as they always make me laugh so much,

hope you and the torch family are well[:D]
Emma x

emma
we are all fine thank you.
i pop into the forum every so often, try to raise a smile, then clear off !

Well, all I can say is as a bloke I do my own ironing, can't say that I enjoy it...........But then I did criticize the wife's efforts on my shirts............opps my big mouth. Been doing it for about 8 years now.

you always raise a smile with me OT,
Be Happy
Emma

I know people think I am crackers for doing ironing but every penny helps!

Yeah the 10% 50/50 is very confusing - but defo don't wanna get caught owing back arrears so wanna be careful to put any money away that I need to. Hoping an expert will clear the fog around this soon [:)]

My husband is the best ironer ever - 22 years in the army and he can spot a tramline a mile off! I dared to iron his shirts once and was told never again - and I did not protest too much!!

Your ironing money can firstly be used to supplement your husband's lost earnings - and good on you for doing it - so no 50% being grabbed by creditors.

Oh I only wish my hubby could iron - what bliss ha ha! Not sure he knows where the iron is let alone uses it!! You're a lucky woman Melanie and thanks very much for the advice as always [:D]

Glad you got the advice you needed Til, hope you get it all sorted with your IP next week. I can't iron but none of my clothes need ironing, thank god for polyester! X

hubby won't let me touch his ironong.. I'm rubbish, would be the worst money making venture ever for me.. even 13 yr old does hers if she needs it!! just need to check she's remembered to turn iron off after her[:I]

Strangely I refuse to iron for OH - he is big enough to do his own and I told him that before we got married ha ha!!!

Mind you I do deliberatly avoid buying clothes that need lots of ironing myself - I don't want to iron if I'm not being paid ha ha!!! [:D]