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Posted: Mon Aug 11, 2008 8:30 am
by Meash
Today is the day. My creditors meeting is arranged for 3pm and I can't tell you how scared I am.Haven't slept all night and I'm sure the children have picked up on my stress, they cried for the first time when I dropped them at the childminders today....I have 21 month old twins.
Can anyone advise what happens if I am rejected? what is the next step? should my IP advise me further or is that the end of their obligations?
A DMP is not an option so the only way forward will be BR which would be a nightmare situation.
Any feedback would be great, as I am a nervous wreck here!!!
Posted: Mon Aug 11, 2008 8:51 am
by stressed_suzanne
I can't give you any advice Meash, but just wanted to wish you lots of luck for it to be approved
Posted: Mon Aug 11, 2008 9:07 am
by rockbottom
good luck Meash, fingers crossed for you.
rb
Posted: Mon Aug 11, 2008 9:26 am
by MelanieGiles
As over 80% of all IVAs which are submitted are accepted, I am sure that you will be fine - but if there are any problems your IP will help you through the process and explore other options with you.
Posted: Mon Aug 11, 2008 9:28 am
by Lisa2009
Best of luck for today and try not to worry too much xxxx
Posted: Mon Aug 11, 2008 9:28 am
by Twaddle
I really feel for you!! I am sending you so much luck and best wishes (I'm currently two people so it's doube luck.. hehe).
Lots of luck xoxoxoxo
Posted: Mon Aug 11, 2008 9:29 am
by rockstarloz
Good luck Meash, you'll do great!
Posted: Mon Aug 11, 2008 9:49 am
by Viki.W
I wish you all the luck in the world Meash, let us all know how you get on. X
Posted: Mon Aug 11, 2008 10:33 am
by plasticdaft
Meash,my fingers and toes are crossed for you. Worrying about being rejected is natural. You say that dmp isnt an option but if your IVA doesnt go through,a dmp may settle the ship for a few months when you could retry another iva.
Good luck.
Posted: Mon Aug 11, 2008 10:35 am
by nomoredosh
Meash, hang on in there< I know the wait is awful. Keeping everything crossed for you!
Posted: Mon Aug 11, 2008 10:45 am
by Meash
So, if this IVA gets rejected how come I could reapply? Wouldn't the decision be automatically the same?
Posted: Mon Aug 11, 2008 12:18 pm
by kallis3
Hi Meash and the very best of luck for this afternoon.
I don't quite know how it works, but I do know that you can re apply. That is what I would have done if my IVA had been rejected.
I would have been DMP for a few months, then tried again.
I doubt it will come to that, as I am sure you will be accepted. It is a very worrying time though.
Let us know what the outcome is.
Posted: Mon Aug 11, 2008 12:19 pm
by tori
[:)]good luck meash ! i know that the waiting bit is awful but it wont be long now.keeping my fingers crossed for you.x[:)]
Posted: Mon Aug 11, 2008 2:57 pm
by angelrainbow
Positive thinking is a wonderful thing - do a spot of 'cosmic ordering' and picture getting the phone call that it was approved as clear as you can in your head. Don't allow any negative thoughts in.
Will be thinking of you and wishing you well.
Posted: Mon Aug 11, 2008 3:02 pm
by debtmountain
Good Luck Meash,[:)]
Hope to hear from you in an hour or so with the News, fingers crossed.
xx