www.iva.co.uk

Well its the 9th August and almost 11am, 1 yr ago I was nervously waiting for 'the call'.

You all in an IVA know what I mean by 'the call' don't you[?]

Well its been tough, a few problems along the way but they have been ironed out and hopefully no more will arrive uninvited so that's 1 down, 4 to go.....

Only 4 Christmases, 4 birthdays, 4 car insurances/tax, 4 more pay rises and 4 more yearly I&E reviews to go.[;)]

Happy anniversary endsmeet. Well done.

Ang xx

Ah, well done to you endsmeet. [^] X

I never got that call, I called them in the end

...and you've survived it endsmeet, well done you. Here's to the next four. Best of luck, Kazzy x

Thanks to all for your best wishes etc, couldn't have done it without the advice given here by you all.

Hopefully I won't need any more and will be able to help anyone who needs it as the longer my IVA goes on, the more experienced I will get and everything that comes with that....

Big thumbs up to everyone[8D][:D]

Well done Endsmeet!

Well I've just put 1 lucky dip on tonight's lotto to celebrate my 1yr, think I will continue this until my IVA is completed, 2yr = 2 lucky dips and so on and who knows, I may not ever reach 5 lucky dips....[;)]

Thanks again everyone

well done you.. 1 yr sounds so good

12 months in well done, x

congrats to ends meet...is good to countdown the years....encourages us all when we see others who are moving ahead of us on journey

dont see many tho who are 45 months or so in...does that means they have all done full and final or that they no longer need the support of the forum???

well done endsmeet, i too have just completed my first year and have now had my first review, with no change in payment thankfully phew and if the next 4 go as quickly then so be it.

12 down 48 to go wahooooooo

Happy anniversary Endsmeet... well done.

Debbie

Well done to Endsmeet and Orchid5.[:)]

Well done both and keepup the good work xxxx