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Posted: Wed Jan 24, 2007 9:41 pm
by rob
lost my job a few months ago,got way behind with bills & got a ccj as a result.can i still do an iva?
Posted: Wed Jan 24, 2007 11:06 pm
by MelanieGiles
Hi Rob, and welcome to the forum
Have you found another job yet? If so, can you provide me with the following information:-
1 How much do you owe in total
2 What is your disposable income
3 Do you owe anything to Northern Rock or HSBC, and if so how much.
Look forward to hearin more soon.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
View my IVA blog at:
http://melaniegiles.blogs.iva.co.uk
Posted: Fri Jan 26, 2007 5:53 pm
by rob
MelanieGiles wrote:
Hi Rob, and welcome to the forum
Have you found another job yet? If so, can you provide me with the following information:-
1 How much do you owe in total
2 What is your disposable income
3 Do you owe anything to Northern Rock or HSBC, and if so how much.
Look forward to hearin more soon.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
View my IVA blog at: http://melaniegiles.blogs.iva.co.uk
yes i have just started a new job,owe approx 40k,no i do not owe to n/r or hsbc.thanks
Posted: Fri Jan 26, 2007 5:56 pm
by rob
rob wrote:
MelanieGiles wrote:
Hi Rob, and welcome to the forum
Have you found another job yet? If so, can you provide me with the following information:-
1 How much do you owe in total
2 What is your disposable income
3 Do you owe anything to Northern Rock or HSBC, and if so how much.
Look forward to hearin more soon.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
View my IVA blog at: http://melaniegiles.blogs.iva.co.uk
yes i have just started a new job,owe approx 40k,no i do not owe to n/r or hsbc.i have aprox £250--£300 disp
Posted: Sat Jan 27, 2007 11:12 am
by MelanieGiles
Then it looks as if an IVA would work for you Rob. Seek specific advice from an insolvency practitioner or debt management specialist.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
View my IVA blog at:
http://melaniegiles.blogs.iva.co.uk