www.iva.co.uk

I have been in IVA since 1995, and when I first entered 'Payplan' was one of main players. I signed up with them and have been with them ever since - with very few, if any problems.

I find it odd that there is not much mention of them on here now?

I too am with Payplan and agree - they have been nothing but helpful!!

Welcome SometimesTina...loving the name and the quotation!!

Payplan are mentioned all the time on here as a lot of posters are with them.

I frequently either recommend them or discuss the service I have had with other posters.

I've just realised that you said you have been in an IVA since 1995 - do you actually mean a DMP?

A 15 year DMP seems a bit long especially if it is not over yet. IVAs have been around since the late 80s so I am wondering why you could not use this option at any time since.

oops... meant 2005!!

I did a search on payplan with little results, thats all.

OK, now thats sorted!

My name, yes... very true.

Is your IVA completing this year or did Payplan put you into a DMP?

My IVA has been extended by 12months. I am actually at payment 60.

Brilliant news. Final year and property now excluded. Much better than taking a new mortgage at sub prime rates and having to pay back for years. Well done and hopefully your last year flies in.

Thanks MP.

Puts it oin perspecytive, as when I first found out, I was absolutely gutted.

I'll be happy with either to be honest. We will have more than enough equity but won't have long to go with the mortgage and because of our ages they probably won't extend the period.

I'd just like it over and done with.

I have been with Payplan cant fault them at all very helpful...I would recommend them..