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Posted: Mon May 19, 2008 4:50 pm
by Rachel198k
Hello
Just wanted to post a message to say that I've made it to 1 year into my IVA.
My IVA was approved on 16 May 2007 and even though times have sometimes been a struggle, I got there and can say that my IVA has definitely changed my life for the better.
4 years to go - BRING IT ON!!!!![:)]
Rachel
Posted: Mon May 19, 2008 4:52 pm
by Julie
Hi Rachel,
Well done - just passed our 1st year too and even though its not always easy its better than the sleepless nights we used to have.
Good luck x
Posted: Mon May 19, 2008 4:54 pm
by cfnc
Congrats on getting to year 1.
We are just at month 2, but even though it is hard I am glad we did it.
Kirsty
Posted: Mon May 19, 2008 5:08 pm
by luluj
I have three months to go and then it is a year ! Time has flown by and I can guarantee a drink on the anniversary! It has been a challenge - not a struggle, a challenge that has been enjoyable and something i can be proud of! A whole year with no credit! And I will have moved house twice in that time! Still smiling !
Posted: Mon May 19, 2008 6:45 pm
by angela18
ooh you must be so proud 1 down 4 to go.. sounds good doesn't it..
Posted: Mon May 19, 2008 8:44 pm
by Lisa2009
Well done on reaching the 1st milestone. All the best for the rest, im sure you will do it and the feeling at the end is fantastic xxx
Posted: Mon May 19, 2008 9:12 pm
by facingittogether
well done on reaching the first year milestone!
bet you are reaaly pleased!
love barb x
Posted: Mon May 19, 2008 9:44 pm
by Viki.W
Wow, Rachel, well done from me too. It's great to read such a positive post. Good luck for the rest, Viki X
Posted: Mon May 19, 2008 9:49 pm
by Soulgrowth
Well done Rachel ... let's hope the rest go really quickly for you ... I just can't believe that it's nearly June [:)]
Debbie
Posted: Tue May 20, 2008 7:03 am
by tinytori
well done hun!! xx
Posted: Tue May 20, 2008 3:52 pm
by worryhead
Just want to say well done to you

I am nearly at my 3rd payment so cant wait till i get further. Its a shame that we kind of wish our lifes away, but at least we have alll done somethig to get out of the messes we were in, we all deserve a big pat on the back

here is to the rest of the time running smoothly

Posted: Tue May 20, 2008 5:20 pm
by iva.com
Dear Rachel, Glad to hear your getting there in your IVA! I just wanted to remind you about the review boards on our web site. You can leave a review of your IVA provider online for anyone who might find it useful - that is if you have not done so already.
Many thanks
Susan Macdonald
Posted: Tue May 20, 2008 9:32 pm
by pixie
Well done Rachel, your just in front of me! My first year milestone is tomorrow [:D]
This last year has flown by for me. It's great not stressing about how to pay the bills at the end of the month! It took me a while to get used to it, the budgeting was easy, getting my head around it was the hard bit!
Roll on 2012 [:D]
Posted: Wed May 21, 2008 7:29 pm
by emma_t
Well done Rachel and Pixie it must be a great feeling[:D]
Posted: Wed May 21, 2008 8:07 pm
by michael.t47
well done
i just starting on the iva road just cancelled my direct debits