www.iva.co.uk

Posted: **Tue Jul 22, 2008 7:05 pm**

If I Take out an IVA, will it affect my ability to get a self certificating mortgage during the period of the IVA?

Posted: **Tue Jul 22, 2008 7:52 pm**

Hi
You will need a healthy deposit[at least 20%] and permission of your IP.The mortgage payments must not impact on your ability to pay your IVA.
Adverse credit and mortgages do not go together very well at the moment
Regards

Posted: **Wed Jul 23, 2008 12:27 am**

You have pretty much no chance of getting a self-certified mortgage whilst in an IVA under current lending conditions.

www.iva.co.uk

self certificating mortgage during an IVA ?