www.iva.co.uk

I got the Job in Preston, although a non-nursing job it is clinical and within healthcare audit, my new manager said she will put me through as a priority to get me started the begining of August, otherwise it will be the end of August when I start, I even told them about the problems with my last job, and they said, just to take it as a learning curve and they wont write to them for a reference.

Ive Emailed my IVA firm, to ask whether I could reduce my payments to £130 then increase every year by £30 and include the payments from my HP from 2010, and they said it would be for 6 years instead of 5, but does provide a higher dividend of 31p/£ rather than 26p/£ which creditors are getting at the moment, so they are going to take it to creditors.

And the agency I used to work for has started offering me shifts too! Its finally looking up!

Stu, that's brilliant news, really happy for you. Good luck for your new job. X

Fantastic news Stu! Good luck with your job and your IVA.

Congratulations Stu,[:D] Wishing you all the best in your new job and fingers crossed that your Creditors agree the new amount.

xx

Super news Stu,
Congratulatioon the new post, extra shifts and your continued clinical career.
Onwards and upwards from here...!!!
Hugs,
Chardonnay

Well done on receiving that great news. Things are definately starting to look up for you Stu - and good luck with the IVA variation as well.

Great news Stu, well done on getting your new job, xx

Well done Stu. Hope you enjoy the new job.

well done to you i hope you enjoy your new position and everything goes ok with your iva

goodluck
rb

Well done Stu - brilliant news.

Things are looking up at last!

Liz
x

Thanks Everyone

its so nice to have the ongoing support from you all! I dont think I would have the courage to go on and the confidence to continue to do interviews without all your support and excellent insight!

A quick question, if creditors reject, would I have to do a DMP and would a DMP with a start up of £130 increasing by £30 - £50 for every year for debts of £43000 be possible?

Thanks

If creditors reject your variation, a DMP is definately possible for you and you could offer staggered payments as you have suggested.

Thanks Melanie, I am thinking of failing the IVA, and going for a DMP, as if this problem happens again I dont want the same situation, and a DMP would be a little liant, or am I just being silly?

Thanks

A DMP can be far more flexible if your income is unstable, Stu, but the downside is that you will continue to make payments until all of your debts have been repaid in full - and interest and charges may well be added on. I would try the variation first as it brings you more certainty.

Good luck with the variation Stu or whatever you decide. You've had a tough time, you deserve some good news. X