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Posted: Thu Jul 10, 2008 12:17 pm
by no money eva
Thanks for your replies on home insurance, just had a quote through Lloyds on Quidco and it has all gone thru and I will earn £120 cashback, fantastic. I think it was skippy who posted about
www.quidco.com
Thanks again.
Posted: Thu Jul 10, 2008 12:50 pm
by indebtforever
did you have a problem when you tried for it? it says this??
***IMPORTANT: We are unable to accept earnings enquiries on Lloyds TSB Insurance products more than 6 weeks after the transaction date. Set a reminder for yourself to check!
Posted: Thu Jul 10, 2008 1:08 pm
by no money eva
Yes it did say that but alls it means is that if it is not showing as tracked on your account you need to send in an enquiry prior to 6 weeks after the transaction date, and I will be checking lol.
Posted: Thu Jul 10, 2008 1:27 pm
by no money eva
indebtforever.
No problems, just checked it has been validated, probably take about 3 months to pay out (but right timing for crimbo) lol.
Posted: Thu Jul 10, 2008 6:11 pm
by luluj
It's a windfall and your IVA will need to benefit from it! Sorry!!
Posted: Thu Jul 10, 2008 6:32 pm
by Skippy
Surely that depends on the terms of your IVA?
Posted: Thu Jul 10, 2008 6:47 pm
by luluj
I received cashback from my car insurance and contents insurance - both of which I had to pay in full to my IVA as it was classified as a windfall!
Posted: Thu Jul 10, 2008 7:01 pm
by Skippy
What would happen if you had it paid into your Paypal account, would you have to declare that or would it be the same as if you've sold something on EBay?
Posted: Thu Jul 10, 2008 7:06 pm
by kallis3
I suppose you should declare it, because it's not the same as having sold something, but if your IP doesn't know about your Paypal account then you could keep it quiet if you wanted to.
Posted: Thu Jul 10, 2008 7:14 pm
by Angleparkinn
Er how the heck do they know that you have gotten cashback off quidco etc unless you tell them?
I`d hardly consider £40 a `windfall`.
Don`t tell me they have access to my bank account as well?
Posted: Thu Jul 10, 2008 7:17 pm
by kallis3
Depends on how the 'cashback' is paid I would imagine. If it is a cheque and you have to provide bank statements for your annual review, your IP might want to know where that money came from.
Posted: Thu Jul 10, 2008 7:18 pm
by pixie
doesn't it depend on the terms of the proposal? most have a clause saying anything over 500 is a windfall and anything under is yours.
I wouldn't have even thought to tell them!
Posted: Thu Jul 10, 2008 7:18 pm
by kallis3
Mind you, thinking about it - you are allowed to keep £500 from a windfall aren't you?