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Posted: Mon Jul 07, 2008 5:54 pm
by CoverItAll
Northern Rock has launched a new mortgage range in a bid to retain its presence in the UK mortgage market. The range includes remortgage products offering free standard valuations and free standard legal costs.

Remortgage fixed rates are available from 6.49 per cent and two and five year flexible fixed rates will come with a £995 product fee or a fee saver option.

Buy to Let mortgages are available to both remortgage and purchase customers and offer a choice between 2 Year flexible fixed rates and tracker for life products.

Lifetime mortgages are available at a fixed rate of 6.99 per cent with a £595 Product Fee.

All of its products come with no overhanging early repayment charges.

Commercial director Anth Mooney says: “The revised mortgage range, particularly the introduction of new products specifically for remortgage customers, reflects our ongoing determination to build a viable mortgage business in accordance with our published business plan and Competitive Framework.

“While we intend to reduce the size of our mortgage book by accelerating redemptions, we also aim to maintain a presence in the UK mortgage market and originate a modest level of new loans without distorting competition. We believe this new range, offering a specific remortgage product, will help us to do just that.”

Posted: Mon Jul 07, 2008 5:57 pm
by angela18
do you think people will go for this John, or do you think the damage has been done?

Posted: Mon Jul 07, 2008 8:01 pm
by jpj
I thought I read in the paper that the 6.49% was for people with over 30% deposit and applying for a mortgage over £500,000 !!!!! ???

Posted: Mon Jul 07, 2008 9:46 pm
by CoverItAll
I think it is marginally better news for people with NR coming to the end of a fixed rate who are unable to remortgage elsewhere. But as far as mortgages are concerned I am just a consumer like you.

Our mortgage experts are the people to ask.