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Posted: Fri Jul 04, 2008 10:46 pm
by kiki
I have read a few posts about MBNA and that they sell on alot of debt then reject ivas, has anyone had their ivas accepted by either of these?
would appreciate the advise
Posted: Fri Jul 04, 2008 10:47 pm
by Moneystinks
Hi kiki
We have Virgin (MBNA) and they are quite agressive as creditors go but saying that I hven't heard from them this week........
Hope you are well. X
Posted: Fri Jul 04, 2008 10:50 pm
by kiki
my debt with MBNA is only about 2900 out of 22,800 but my main creditor is Lloyds tsb, i think i have a lot of creditors that dont like ivas
Posted: Fri Jul 04, 2008 10:51 pm
by Moneystinks
Who is your IP?
List some of your creditors and people will tell you how they faired with various ones.
Posted: Fri Jul 04, 2008 10:55 pm
by MelanieGiles
I certainly see more rejection votes from this creditor that any other to be honest.
Posted: Fri Jul 04, 2008 10:56 pm
by kiki
thanks, my ip are dfd they have been really good i know there have been some bad posts about them. my creditors are...
HSBC- 3500
CAHOOT - 3500
MBNA - 2900
LLOYDS LOAN - 8000
LLOYDS C.CARD -1000
LLOYDS OVERDRAFT-600
NEXT- 900
BARCLAY - 350
EGG-450
Thanks x
Posted: Fri Jul 04, 2008 10:59 pm
by MelanieGiles
As MBNA only have a small percentage of the vote in your case, it is very likely that that can be outvoted by other creditors who are more likely to accept the proposals.
Posted: Fri Jul 04, 2008 11:00 pm
by Moneystinks
Hopefully somebody like Melanie will hve a rough idea - but it is all guess work. We will all only know on the day unfortunately.........
Here's waiting for an answer for you XX
Posted: Fri Jul 04, 2008 11:01 pm
by Moneystinks
There you go as if by magic [:D]