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Posted: Tue Feb 09, 2016 12:10 pm
by mouse0190
We paid our last IVA payment on 1st November 2015, this morning our certificate of completion arrived. I am numb, I really am struggling to get my head round the fact that we have no debt, apart from the mortgage. Got to be honest & say that it feels weird, I can't remember the last time we had no debt. We have learnt a valuable lesson of life, do you need it, if so save for it. We will never get into this situation again.
Posted: Tue Feb 09, 2016 12:16 pm
by kallis3
That's absolutely brilliant news!
Make sure you clean up your credit rating though.
Posted: Tue Feb 09, 2016 4:37 pm
by MerlinL14
Fantastic mouse0190, great news. Good luck in your debt free future, congrats.
Posted: Tue Feb 09, 2016 7:31 pm
by footiemad
Congratulations from me too. Can't wait to be in the same position!!
Posted: Tue Feb 09, 2016 7:50 pm
by country girl
Great news, it is a lovely feeling and of course so nice to be better off each month. After years of worry its as though a great weight has been lifted off your shoulders. I still can't believe it 1 year on.
Posted: Tue Feb 09, 2016 9:32 pm
by relieved33
It's a strange feeling and some of the habits will never leave!
I still begrudge paying full price for many things, still check the bank everyday and still like a bargain!
Congratulations! Enjoy your debt free future!