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Posted: Tue Apr 07, 2015 10:55 pm
by recovering
I am probably half way through my IVA, with no great dramas so far,( creditfix aside ) and have no-one to blame but myself for my situation
I am 99 % sure it was the right decision
BUT how hard is it that I have now lost control of my life because of it
had really bad news at work today and have no way of changing my path because of my own stupidity, I feel like my IVA has trapped me and can see 3 years looming ahead
[:(]
I
Posted: Wed Apr 08, 2015 8:15 am
by Foggy
Sorry to hear that you have had a bad turn of events.
Yes, the IVA can seem like a trap at times as well as more than invasive. But, it is a means to an end. In the grand scheme of things three years isn't really that long and, when you get there, looking back, it will have gone in a flash.
Chin up.
Posted: Wed Apr 08, 2015 8:49 am
by relieved33
Please read the blogs. I cannot remember a story where people haven't felt down at some point. You have come so far! It really does get easier. The time flies towards the end.
Posted: Wed Apr 08, 2015 2:16 pm
by Shining
You've done half the IVA it's all uphill now. Hang in there it will end. I had days where I fully regretted not only my actions that brought about the debt but the IVA too. In hindsight the only thing I regret about the IVA was going interest free on my mortgage but that I'll have to bear I'm afraid.
You know we're all here for you any time you want to chat, just give us a shout. x
Posted: Wed Apr 08, 2015 4:32 pm
by recovering
Thanks all
It's been such a tough year at work being sold having issues about role and TUPE T&C'S having a bully put in above me who I discovered was stealing I had to shop him, (no thanks) then being given control for 9 months all the way through having targets set and reached
got told yesterday after all that they can't train me without putting another person in above me
I think this was the plan all along and I was never going to be appointed
I am stuck there because of my IVA
SO annoyed with myself
Posted: Wed Apr 08, 2015 5:50 pm
by Shining
Sounds a tough year so you've coped well considering. Just think where you were this time 2.5 years ago and where you are now then look forward to the next 2.5 years and you'll be all but done and 100% debt free. It's not easy but it's definitely worth it. Hang in there. x
Posted: Tue Apr 14, 2015 2:40 pm
by Lisa Thomas
Hi Recovering - maybe it's time for you to look around for another job if you are not valued where you are. I hope it all works out for you.
Posted: Tue Apr 14, 2015 3:04 pm
by lifenoteasy
Sometimes you just have to do what is right for you.
There is a point where you have to say *** it to the IVA and make it adjust to what you need.