Posted: Fri Oct 17, 2014 7:50 pm
Paperwork for my year 5 review turned up in the post this morning [:)].
Two more payments [:D].
?? months to wait for Completion Certificate [xx(].
2015 and onwards debt free.
The last 5 years have been a complete wake up call and the best financial lesson in my life.
Was an IVA worth it? I have to say a resounding YES. BR would have been the easy way out and probs nowhere near as rewarding as being broke for 5 years with the prospect of paying back as much as possible, to those dumb enough to keep giving me credit without them or I realising they were the one's getting me deeper and deeper into the debt mire.
Two more payments [:D].
?? months to wait for Completion Certificate [xx(].
2015 and onwards debt free.
The last 5 years have been a complete wake up call and the best financial lesson in my life.
Was an IVA worth it? I have to say a resounding YES. BR would have been the easy way out and probs nowhere near as rewarding as being broke for 5 years with the prospect of paying back as much as possible, to those dumb enough to keep giving me credit without them or I realising they were the one's getting me deeper and deeper into the debt mire.