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Posted: Sat Aug 09, 2014 6:22 pm
by Til
Just wanted to say ... only 2 payments left to go! *doing a little dance* [:D]

I can't wait for the end I am so excited!

Our anniversary date is 7 August and our last payment is due 7 October (2 months added on for arrears).

We just submitted the usual review documents in July so I'm guessing that if our IP is allowed 2 months after the anniversary date to process the review, that will most likely be our final review as our report should come by 7 October (the same date as our last payment)?

So excited ... feel like I can almost touch that finishing line now. Our IVA payment is only £245 so we won't exactly be rolling in spare cash every month even when it's over ... but at least the cloud over us will be gone [:)]

Posted: Sat Aug 09, 2014 7:15 pm
by Foggy
Well Done, Til. Whilst you might not be rolling in cash, what you have got will be yours !!! And ..... you will soon be debt free :-)

Posted: Sat Aug 09, 2014 7:23 pm
by Til
Thanks Foggy :) you've hit the nail on the head there - what little we have will be all ours and it will be thoroughly appreciated.

Posted: Sat Aug 09, 2014 9:39 pm
by Struzzo39
Woo hoo . Well done you. Hopefully we wont be to far behind you. Cant wait

Posted: Sun Aug 10, 2014 10:10 am
by MerlinL14
Well done Til, I am only 2 months behind you. My IVA payments are quite a chunk of my income but it isnt the monetary advantage I am looking forward to but the freedom from debt, the ability to put money in savings and the option to buy stuff I desperately need. 5 years has taken it's toll on some goods in the home that do need replacing.

Posted: Sun Aug 10, 2014 7:55 pm
by Shining
Oh how exciting, you'll have a debt free Christmas this year...hoping the next two months go smoothly for you and we can all raise a virtual glass to you in October.

Posted: Mon Aug 11, 2014 11:19 am
by relieved33
Congratulations! Enjoy your debt free future![:)]