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Posted: Wed Jun 25, 2014 8:34 am
by Ruthlyn
Well - 4 weeks from my initial enquiry and my iva's just been approved!
The relief is enormous and I'm so grateful to McCambridge Duffy for their brilliant support. Five/six years seems a long way ahead but knowing that all my debts will be gone then is worth the wait.
I know there will be times ahead when things will be difficult but it's going to be a lot easier than how things have been before I started this process!
Posted: Wed Jun 25, 2014 8:54 am
by Foggy
Congratulations ! Looking ahead 5 / 6 years seems daunting ... but, when you look back, the time will have flown by.
You have a good company behind you and Michael will be able to assist where required, I am sure. The (not so) secret is to keep good lines of communication open to avoid any surprises.
Posted: Wed Jun 25, 2014 9:22 am
by Shining
Fab news and agree wholeheartedly you have a fab company to work with.
Posted: Wed Jun 25, 2014 1:25 pm
by plasticdaft
Great news indeed.
Enjoy the ride,its bumpy at times but well worth it in the end.
paul
Posted: Wed Jun 25, 2014 6:09 pm
by relieved33
Your journey starts here! Ours has been a bumpy road but we have the finishing line in touching distance! The fact the you are using the forum is good. Shop for bargains but remember that you are supposed to be able to live in an iva. Use the forum and use your IP. We were lucky enough to have found the forum at the start and took a look at who to use. We picked clear debt but have always believed that we would have had good service from Melanie too. They have been great when when we have had problems with cars, the boilers, son's issues etc. We have made reduced payments, missed payments, paid overtime, repaid and the service has always been fantastic and most importantli, non-judgemental.
I know we felt guilty about our situation, but that is now pride in what we have achieved.
Good luck!
Posted: Thu Jun 26, 2014 7:39 pm
by Struzzo39
Fantastic news. Here's to becoming debt free
Posted: Fri Jun 27, 2014 5:14 pm
by Emmadl98
Well done,, the road is bumpy but knowing you are on the right path is self satisfying x x
Posted: Tue Aug 19, 2014 8:23 pm
by Mark_H2
I hope to be in the same position as you in 4-6 weeks just submitted all my paperwork.
Posted: Wed Aug 20, 2014 9:09 pm
by luluj
Good luck Mark_H2
Posted: Wed Aug 20, 2014 9:20 pm
by Ruthlyn
It moves pretty fast once the paper works in. Mine took four weeks from the initial ienquiry to iva being accepted