www.iva.co.uk

Hi guys

My iva review is happening next week. Paperwork already with IP. Also have a funeral next week and just been told my job, that i love, is changing for the worse. And im saying the longest goodbye in the world to someone who was like my twin.

I am not doing well, i can see that deep dark hole getting closer and closer...

What happens if the IVA fails because I spent too much money on bills or clothes or food? What will I do then?

Wish I could scream and run away.

[V]

Screaming is an option that can help. Running away tends to not get you anywhere. Worries at review time are totally natural but it really is a simle process to benefit both parties.

Whats happening job wise? I lost out wages due to changes in how our unsocial hours work so effectively got a pay cut. Although at least I have a job.

Paul

You've a lot happening at once, so undoubtedly you'll feel overwehelmed. If you've spend your allowances in the IVA then all should be fine. Once your review is finished by your IP they'll let you know the outcome. Try not to worry but I know it's not easy.

For the other things try and deal with them one at a time if possible. Life is tough sometimes and throws it all at us at once. Remember we're here to support you so do offload to us anytime there is usually someone about. All the best.