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Posted: Tue Jan 10, 2012 4:44 pm
by nittykitty
After 5 years on a fixed rate, I was wondering if anyone else was looking forward to a Standard Variable Rate??! Gonna make a difference of approx £100 per month better off! Saying that it'll end up in the IVA pot......[:)]
Posted: Tue Jan 10, 2012 4:50 pm
by plasticdaft
No sign of the rates changing anytime sooner either.
Paul
Posted: Tue Jan 10, 2012 7:04 pm
by kev59
Have a year to go before im on svr after being a fixed deal for 4 years. more for the iva pot which has to be good.
Posted: Tue Jan 10, 2012 7:15 pm
by kallis3
I've always been on SVR so been happy that it's been low since I've been in the IVA.
Posted: Wed Jan 11, 2012 7:00 am
by plasticdaft
I am hoping if the rate stays low to overpay our mortgage a little once we are discharged,still 19 years left on mortgage so it hardly looks like we have paid anything back!!
Paul
Posted: Wed Jan 11, 2012 9:28 pm
by kallis3
If we hadn't been stupid enough to take out a top up on our mortgage then I'd be finished in less than two years!! As it is, it will be an additional seven years on top of that.
How stupid were we?
Posted: Wed Jan 11, 2012 9:46 pm
by plasticdaft
Said it before,we live and learn!!
Paul
Posted: Wed Jan 11, 2012 9:51 pm
by kallis3
We certainly do!!
Hindsight is a wonderful thing!!
Posted: Thu Jan 19, 2012 9:37 am
by langerbridge
I'm with NRAM - thought I was on SVR and as I was entitled to a discount as loyal customer. Got a response sorry sir your not on SVR no discount which is worth 0.25%. what am I below SVR 0.01% so that's a little crafty I feel!!
I said many months ago no rate increase until late 2012 early 2013 may be even longer.