www.iva.co.uk

I would like to thank you all for helping me though a truf time.
Some month before coming on the forum, I was that low I
had to phone the samaratins as I keep thinking about ending my life, not just because debt I have been singel for years no one to talk to. sister pass away the year before.
They talked a hour or more got be though the night, Got be to go and see my doctor the next day. after a few months on pills I was feeling a lot better.
know part of the reson I got so low was my debts.
So looked into what I could do. talked to a company about them but was not happy as I felt I was being push into some thing I was not sure about.
Come on here and in mins I got a reply after reply.
Saying I should talk to other companys which I did.

After talking with Tina, I knew what to do.
I would not have got this far with out your help
Yerderday I had to see my doctor, good news is after xmas he would like to get me of the pills.


THANK YOU ALL

Onward and Upward, Kev ... onward and upward.

Many people who don't really know reckon going into an IVA is not a good thing (OK it isn't ideal), BUT, for those of us in one it is the start of a new life, a second chance and gives us a debt free future to look towards.

Debt, whilst not the only problem in many peoples lives, can tinge everything. It is a big problem, now being dealt with. Now you can concentrate on other matters.

To the future :0)

Kev, you've had a rough time but now your life appears to be getting on track, Tina is a wonderful person and helped me no end when I first rang Melanie's team. You're a part of a forum here that is friendly non-judgemental and someone is usually about for you to chat to, to get advice from or just sound off at.

The future for you will be debt free and a whole lot more positive xx

Get the debts sorted and see what else in your life falls into place mate. This place is like samaritans,citizens advice,marriage counselling,car repair centre,pc help etc etc all rolled into one!!!

There is nowhere in the world(real or cyber)like it!!

Paul

Here Here!! So glad i found you all too. feel so much happier since i found this site. I think it should be advertised so many more people in our situations can feel better about their debt and other things. I think that the CAB and places like that should advertise this site. So glad you are feeling better Kev. Keep it up. Theres nothing worse than feeling those feelings,even when you do have someone close to talk to. I have found some stars on this site. Including you Kev [:)]. So thank you to you all from me too.

Kev59....been to a similar place myself.

Good luck matey.........it does get easier.

To all of your struggling with being in an IVA please remember we are here for you ... I have come through my IVA and have been debt free for the last 12 months now however I have chosen to remain on the forum to try and support and provide inspiration to those that are going through the stages of debt freedom ..... You have got t the lowest point you possibly can but you have come through it ... There is an end in sight and your life will start again and you can be in control of it once again .....stay positive, stay focused on your budget and stay logged onto the forum ... We will help you x

Good to see that you are on the mend Kev. There is always someone on here to help when you are going through black moments and I suppose we all do at times. Its good to talk and take in viewpoints from others. Take care x

Glad you are doing better now, long may it continue. This forum has been a lifeline for all of us, don't know what I'd have done without it.

To infinity and beyond, but one day at a time, eh Kev [:D] Glad you are now so positive, the support is always going to be there.

absolutely agree, I would be so alone without this forum, noone but me and my hubby (and you lot!) know about our IVA and it's hard sometimes getting through each day (or the week before payday lol) so this forum is an absolute godsend to know that we are amongst friends and we are not outcasts xx

That is so true Lem x x

Totaly agree this forum is a lifeline knowing people will listen to you and not judge you.We're like Lem we have told noone about are iva ,so we value the support on this forum.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MerlinL14

To infinity and beyond, but one day at a time, eh Kev [:D] Glad you are now so positive, the support is always going to be there.

I can't remember that last time I was this postitve about life. and know I only have to ask and the support will be here for me.