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Posted: Wed Nov 09, 2011 8:41 pm
by lloyd
i dont want to ever see a credit card or loan again .will put iva payment what ive saved to pay off my mortgage earlier ..lloydiee
Posted: Wed Nov 09, 2011 8:51 pm
by kazzafunk
Well done lloydiee - we are only just starting out but I have no wish to see a card again. Anything we did have would be for emergencies and locked in the safe but I am hoping that we can just save for those emergencies with the IVA money when it's over.
Buy some premium bonds with some of the money. Wouldn't it be great to win a million when it's all over and not to have to pay any debts with it!!
Posted: Wed Nov 09, 2011 9:04 pm
by Shining
Well done for almost getting to the end, how has it been for you?
I may consider a card just to help my credit rating get back on track but definitely paying it off in full at the end of each month. x
Posted: Thu Nov 10, 2011 8:45 am
by antm
TBH i will probably get a credit card for petrol expenses and yep pay it off every month, a month behind and always have the cash there to pay for it.
Congrats on getting this far, its just round the corner, believe me, im in the same boat its not far to go now!