www.iva.co.uk

I think it must be one of those days... I'm just feeling sorry for for myself and wanted to whinge, I guess.

I've got a streaming cold, thumping headache and feel really shivery. Zero motivation to do any of the stuff I need to do for work... or to do any jobs around the house.

My creditors' meeting was last week but one of the creditor's rep's is quibbling everything so things are on hold while he 'reviews' my I&E. I'd got myself all fired up for the meeting and now things are in limbo and I don't know 'what's next'... I feel completely deflated.

Still, Mercers had threatened to pay me a visit today which I was stressing about. But, fortunately, no sign of them - hopefully they showed up while I was at work, or simply couldn't find the house! Still worrying now about when they'll reappear though.

I'm probably just tired and in need of an early night. Here's hoping tomorrow looks brighter.

Sorry for moaning, I know there are many who post on here who have more serious issues going on in their lives than I do.

Sorry you are feeling so ill, hope you recover soon.

We all have times like these, and it doesn't help when one of your creditors plays silly b***ers.

As to Mercers, it is highly unlikely that anyone turned up. They were always threatening me with that and I never saw them at all.

Hi confuzzles, hope you get well soon. Mercers threatened me lots of time too but never came so hopefully they won't for you.

I hope your creditors meeting turns out positive in the end for you and keep posting we're always here for support/advice as necessary. x

Thanks for your kind wishes. Full of cold but feeling a little more positive today.

Hi hun.

I dont know your circumstances I only popped on to find something out. I am not suprised to feel so bad with one of the creditors dilly dallying. It must have been hideous to your self to finally get to the day, that day, only to find someone dillying..... all this stress, lowers the immune system and you cant function emotionally as it is by the sound of it.

I wanted to say, dont feel bad and not coping, how can you? Next year, next month, even tomorrow you will look back and see that you were, are right now, just surviving. Try to put things in place that you can find confort in, little things, like having a cup of tea and saying, I cant change this, I am doing my best, I deserve a nervous breakdown but just for now I am going to have a little cry.

I hope the dilly dallies get see the sense thats probably smacking them in the face and end the limbo for you very soon.

Please take care you yourself.

Thanks, Lili, for your kind words.

Means a lot.

Hopefully I'll hear something this week and things will start to move forward. Utterly fed up with things being in limbo and endlessly being harassed by creditors.

The only consolation is that you will have not have to wait too much longer as the meeting can only be adjourned for two weeks.

I have everything crossed for you.

Hope your cold is better.

I hope it goes positively for you too x