www.iva.co.uk

Hi Everybody peeps,
Car £400
Electric bill (house elec only) ££££££ cant wait for the new monthly payment on that one [:o)]
Storage heating sooo cold, had to get 2 portable heaters with butane cylinders at £23 a fill

For everything else their is no mastercard[:D]

Roll on the good weather, memories are free [:D]

Good job I have of sense of (wicked) humour to get me through [8D].

anyone else use the storage heater type setup, how do you find it ?, I hardly notice it at all.
Cheers
Mark

Mark, what a lovely sense of humour you have in the face of adversity![:D]

I thank god I don't have storage heaters! Can't help you with that one, but I hope the bill isn't too high.

Thanks Jan,
Aye do have good SoH, helps big time with lifes dramas, elec is currently £75 per month, before this long cold spell, so expecting it to hit £100 maybe more gulp !!!!, annual review soon, so things should balance out anyway, £400 for the car was a pain, new rear brakes were needed.

Mark

I sometimes think it is our sense of humour that carries us through the tough times, you stay warm Mark and hopefully with the review etc., things will even out. x

I hope your review works out ok - I've got mine soon and not looking forward to it!

We're here anyway, even if you just want a rant!

So sorry about the car.

Let us know how the review pans out.

Thanks me old muckers,
Cant complain about the the car too much, she is doing really well, 120,000 miles and 8 years old, first major expense for 3 years or so, will need new tyres soon though, got to keep her going, Silly shifts means I do need a car, and after 1830 there is no public transport to my house, thats before I get to the motorways etc as I live in a different town to work. Allready planning post IVA, will save 12 months payments, and then pay cash for a 1 maybe 2 year old low mileage car, that will be so cool.

TTFN
Mark

She sounds wonderful Mark!

Hope she keeps going without costing you too much until your IVA is completed.

I believe in that old saying "if you don't laugh, you'll cry"....

Keep the good humour coming Mark, we all need a pickmeup at times [:)]

A mate of mine phoned me on his mobile the other day, he had just picked up his new Toyota Prius but couldn't stop to talk [:D][:D][:D]

Sorry to hear about your car Mark, it's a pain when things start going wrong isn't it. I panic every time mine has to be serviced and MOT'd!

Keep smiling, and you know where we are if you need a rant!

[:D] Andy! Glad I havent got a Toyota!

You have to take adversity head on, and smile through, little bit of OT paid for the car, so no great drama- he says ruefully, still have had a brill result, my GF has paid for a holiday for us- we dont live together, so she has nowt to do with my IVA, all I have to do is save as much spending money as I can to put into the pot, she is great and I love her to bits, I am a very lucky chappy.

Mark- have a nice weekend all

What a lovely thing for her to do, I hope you have a lovely time! Dave has paid for various things for me over the last few years and it means a lot doesn't it?

Hi Skippy,
Certainly does mean a lot, I am a lucky chap, she has not given me a hard time at all, and does not expect too much, and is fully supporting, only one clause, when I have finished my IVA I have to pay for a holiday of her choosing !!!

Mark

Hi Mark, imagine how good your going to feel when that happens though.