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Posted: Fri Jun 13, 2008 2:21 pm
by michael.t47
anybody able to offer advice on how to write these or any samples available to help me please
Posted: Fri Jun 13, 2008 2:22 pm
by Viki.W
Do you mean the letter stating the reasons you got into debt etc for the IP? X
Posted: Fri Jun 13, 2008 2:36 pm
by michael.t47
yes
Posted: Fri Jun 13, 2008 2:55 pm
by Viki.W
I struggled with this but just be honest. List what you took each individual debt for and reasons for not being able to pay, and any key events that have heppened which made you unable to pay etc. Are you with Melanie? Melanie sent me a letter listing the things you should be writing down, it was a big help. X
Posted: Fri Jun 13, 2008 2:56 pm
by michael.t47
yes i am with melanie
Posted: Fri Jun 13, 2008 3:18 pm
by Shining
Michael take a look in my blog, I'm with Melanie and mine was sufficient, the copy of it is in my blog, hope it helps x
Posted: Fri Jun 13, 2008 7:12 pm
by Skippy
Like Viki says be honest. I put down the reasons I borrowed the money and the reasons I couldn't repay it. It must have been sufficient as my IVA was accepted and the OR was ok with it as well when I went BR!
Posted: Fri Jun 13, 2008 7:57 pm
by michael.t47
thanks lesley thats gonna help me whe i write mine
Posted: Fri Jun 13, 2008 9:40 pm
by Moneystinks
I was lucky - I had thought long and hard as to how everything had happened. I too was honest. Some of it was bad management and some of it bad luck. Hopefully you will be nearing the end of this stage of the process. X