www.iva.co.uk

I have been in my IVA for nearly 6 months and have not missed a payment,sometimes after paying out all of my bills i can have a somewhat comfortable month but sometimes you can have the odd REALLY STRUGGLING!!! month.
Is this usual as usually before payday i am in credit in my Bank by the odd £5 or so till my wages go in.
Is it normal to have really good months and really bad months or is it me.
I always find the thing that drives me mad is BIRTHDAYS!!!

I think it depends on what sort of bills you have had to pay, but you seem to be doing ok to me. I have only just made my second payment but I know that I won't have any money left at the end of any month.

Birthdays do drive you mad, this month was a bad one for birthdays for me, but I have cut down on presents this year.