www.iva.co.uk

Jeff Randall (ITV) investigates the growing number of people in Britain relying on credit.

Well not quite, the style of ITV's typically over sensational journalism did everything to stress and worry the ill advised and uneducated and offer no usefull advice on what to do in such a situation. Perhaps Jeff should of pointed the viewer to Martin Lewis or the kind folk here at the IVA Forums.

Considering that as many as 25 percent of families in the UK are seriously suffering in the UK financially this was a pretty poor show. Do Baliffs still wear long Victorian trench coats and silver tipped canes?

Very poor.

As previously posted, don't refer anyone for debt advice to Martin Lewis.
Good on airmiles and Nectar cards, useless at debt advice.

size5 wrote:

As previously posted, don't refer anyone for debt advice to Martin Lewis.
Good on airmiles and Nectar cards, useless at debt advice.

well I'd include good debt advice with spending prudantly and within your means. A skill recently lost by many of us, but alive and kicking with the 'Money Saving Expert'.

back on topic...thoughts on the program?

I didnt rate the program very much !!!

Although it was suprising to see some the Students attitude towards debt, infact one student said 'if i have 3 good years in my life and run up £50,000 then i dont care how long it takes to pay back'

I bet they wont be saying that when apply for a mortgage in 5 years time !!

It mentioned about the Debt Eductaion Classes that are in being operated in Primary schools - whilst i can see some logic in this do they have the same classes in universitys, as this is the next generation of people who are going to need help.

I dont think it raised debt awareness at all and there should be a follow up program.

And size5 i agree with you, i would not even consider sending someone to Martin Lewis - his idea of getting out of debt is transferring it all to 0% credit card !!

Martin Lewis is OK for people who are not bankrupt or in an IVA but who want to cut down on their expenditure. I used to look at his website, but there is nothing much there to help people in an IVA or bankrupt, though his forums sometimes have some useful postings. I got a lot of IVA advice from his forum, but wish I’d found this one first!

With regard to the ITV program, I didn’t watch it as I could tell from the preview that it would be sensationalist useless claptrap.

I was going to watch it, but decided bed was a better option. By the sounds of it, I'm glad I went to sleep! [:p]

I saw the guy earlier on the Richard and Judy show and found him arrogant, I taped the program as I was out, so have yet to watch it.

Whoever mentioned Martin Lewis, please do not get me started [:p]

In my opinion the program was a pile of croc, they missed the point and failed to deal with the issues and resolutions....

Hi All

I taped it and watched it this morning. I agree, it was good at highlighting the problem (as if we didn't know that many Brits are chronically in debt!) but didn't offer any practical solutions. They should have maybe spent the last quarter of the programme giving practical advice on the benefits of IVAs and bankruptcies.

Liz

I was dissapointed with this programme. I thought it lacked resolution. The bailiff knocking on the door with a cane and wearing a long coat was bizarre.

Surely that image of the poor little lad following his dad out of the house that they were losing would have stuck in many people's minds; especially parents.

The programme may not have dealt with solutions but it was pretty clear on consequences.