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Posted: Sat Feb 02, 2008 8:42 pm
by anais743
how are they voting?

Posted: Sat Feb 02, 2008 8:44 pm
by MelanieGiles
Generally supportive as long as you are putting the best offer you can make on the table. No known hurdle rates.

Posted: Sat Feb 02, 2008 8:47 pm
by rachellxx39
They didnt vote on my husbands iva.He was offering overall £34P dividend.Never the less both our ivas were approved.

Posted: Sat Feb 02, 2008 10:15 pm
by carlmcmullen
Hi Anais,

Loan or credit card ?

Carl

Posted: Sat Feb 02, 2008 10:27 pm
by carlmcmullen
A&L Loans are supportive towards VA's and normally accept.

If it is a credit card then as it is operated through MBNA they have a very different voting criteria and it depends on your circumstances.

Carl

Posted: Sun Feb 03, 2008 10:22 am
by vickir
My A&L loan was accepted at 27p in £

Posted: Sun Feb 03, 2008 10:42 am
by anais743
no credit card! aagggghhhhh

Posted: Mon Feb 04, 2008 11:32 am
by elizabethr
I have an A & L credit card (MBNA) and thats my highest percentage which is what worries me. If I go for IVA at the moment under the 75/25% rule and they vote no I would not get an IVA through