www.iva.co.uk

Do you have to stop making payments in the run up to the creditors meeting as I would not want to this?

Also how many bank statemets do IP'S usually request during the initial process?

regards

Hi there

No you do not have to stop making payments in the run up to a creditors meeting, but do make sure that you pay them on a pro-rata basis in line with your disposable income.

Your IP will probably ask for your last 3 months bank statements.

thanks melanie

I want the iva to be in my sole name. My wage goes straight inti my account but then i transfer 90% over to my partners account as the bills are set up to hers.whos statments would you require?

You will need to be aware that your partner's income and expenditure is also likely to be taken into account so that creditors can be sure that you are only paying a fair shre of the household bills.