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Posted: Fri Jan 25, 2008 10:58 pm
by yorky
i have recived a letter from integrity
financial services offering to help cut payments do you recommend this company
Posted: Fri Jan 25, 2008 11:00 pm
by MelanieGiles
Hi Yorky and welcome to the forum
I assume that you are in an IVA which has been agreed between you and your creditors. Why would you want to reduce your payments? Are you currently struggling to repay them? The only person who can help you to deal with this is your own IP.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Sat Jan 26, 2008 6:02 am
by aguise
Hi yorkie a few of us have had thes letters my husband and i both received one from integrity. They have just got your name from the insolvency register and in effect will offer either to try to end your iva via a remortgage or by bankrupcy, eother way they will charge you for the privaledge. If you are happy with your iva and have no problems why change anything. As Melanie says if you have any problems your IP shoould be your first port of call. Personally mine went straight to the shredder.
Ang
Please visit my blog at
http://aguise.blogs.iva.co.uk/
Posted: Sat Jan 26, 2008 11:44 pm
by carlmcmullen
Agree with Ang
Shredd it...................
Generally the only way these companies can reduce your payments are by re-mortgage of your property to settle the IVA early or make you bankrupt.
And they will charge you a fee for there service. Your IP is the best person to speak with.
Posted: Sun Jan 27, 2008 8:09 am
by goulda
yesterday I received a letter from Debt Doctor can I assume they operate similar to IVA Council Anyone else had a letter from them
PS. I have binned mine
Posted: Sun Jan 27, 2008 1:20 pm
by yorky
thanks for the reply mine went in the bin too
since being in a iva the amount of letters i
have recived from varios companys offering to
end my iva early even if i am a tenant is
amazeing thanks again