Page 1 of 1

Posted: Wed Jan 23, 2008 6:52 pm
by gavin
my doggy is porrly just had to rush him up the vets given sum medicine[painrielf] got to go back next week for more tests for tonight was £76.00
next week £25.00
+ test £?????
i can get a loan from a pal to pay the bill as we go along and then i will clame it back from my pet insurance to pay him back with will
that be ok or will they class the insurance pay out asa winfall

Empty pockets never held anyone back. Only empty heads and empty hearts can do that.

Posted: Wed Jan 23, 2008 7:09 pm
by MelanieGiles
Certainly not a windfall, and I hope the little one is better soon.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Posted: Wed Jan 23, 2008 9:01 pm
by Skippy
I hope your doggy's soon on the mend x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: Wed Jan 23, 2008 10:00 pm
by cat 1
Hello.Poor dog, hope he's soon better. I recently had money paid into my account for an insurance claim for a sofa.My IP allowed it but I wrote and explained it's appearance just to be on the safe side.Cat

Posted: Wed Jan 23, 2008 11:17 pm
by emma_t
What a shame, I hope your dog is better soon and problem not to serious.

I am like a worried mother when my dog is ill, sounds silly but he is my little boy - he cut his eye running through fields the other week and I was frantic wanting to rush him to vets, it really was not that serious and when cleaned up was fine[:I]

Vets fees can really add up, so its always a good idea to have insurance.

Don't know if your vet will do this as some don't, but I don't pay mine - she claims direct from Pet Plan, so I don't pay at the time. Its worth asking if yours will do the same...

Good luck
Emma x

Posted: Thu Jan 24, 2008 7:56 pm
by gavin
thank you all for you support i keep you all posted on how he is

Empty pockets never held anyone back. Only empty heads and empty hearts can do that.

Posted: Thu Jan 24, 2008 8:10 pm
by Jo Rolland
I hope he is ok, I have 3 dogs and worry about them so much.

Jo Rolland
Debt Alternatives
www.debtalternatives.co.uk

Posted: Fri Jan 25, 2008 10:09 am
by johnz
My vet's been lovely with me. He know's about our financial situation, and claims from Pet Plan direct. Problems now that Rocky's excess is £90 + 25% of any bill and Pepsi's is £90. Gotta take Pixie in this weekend to get a lump checked out and his excess is £90 + 25%. Don't get me wrong. Insurance is a very good thing to have. My boys would have cost me thousands by now if I didn't have it. But the excess really start to rack up the older they get. All of my boys are over 10 now [:(] So anyway, my vet claims direct, then gives me a call to let me know how much we still owe him. And if it's too much, he then lets us pay in instalments. So he is lovely. Mind you, with one cat with asthma, kidney failure and pancreatitis, another with a heart murmer and a third with an unexplained lump and arthritis, I personally think we are keeping him in business [:p][:p][:D]

Hope you're pooch is well again soon. Keep us up to date with how he's getting on.

Johnz

Posted: Fri Jan 25, 2008 12:45 pm
by sps
Hope your dog gets well soon Gavin
Our dog is over nine so is classed as a senior now (makes me smile as he bounces around like a puppy still) and his insurance has obviously gone up. Also if we make a claim we have to pay the excess plus 35% of the bill. We pay £17.90 per month. Has anyone managed to obtain cheaper insurance than this for their older dog?
Sue

Posted: Fri Jan 25, 2008 1:49 pm
by johnz
There probably is cheaper insurance out there, but you'd lose cover for anything you've claimed for in the past.

One of the things we're dreading about moving to Oz is that Petplan won't cover them outside of the UK and we'll never be able to insure them again. Doh!

Johnz

Posted: Sat Jan 26, 2008 5:44 pm
by Skippy
I hope your doggy is feeling better Gavin.

While we're on the subject of pet insurance, please can you good people let me know some good insurance companies to use. Dave has agreed that I can have a puddy cat after Easter (a belated birthday pressie!) and I would like to know what companies people recommend.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: Sat Jan 26, 2008 10:21 pm
by trog
Marks and spencers cood prices, life long cover pay out,

But wont cover you for any existing illnesses like all insurance.

I used to have pet plan so expensive, but these are good and pay out.

Posted: Sat Jan 26, 2008 10:30 pm
by emma_t
My boy has Petplan cover and always has had since a pup, not the cheapest but he has had such a complecated history I am scared to change him now as new company would not cover any excisting conditions of which he has had loads[:(]
All healthy now but has history of eye operations and all sorts that you never know if they will flare up again

Posted: Sat Jan 26, 2008 10:41 pm
by trog
Thats it emma best to stay with existing ones if had claim in past.

With me now i pay less than half the price i paid with pet plan for more cover,

One thing i do know is you need insurances with pets,

I lost my last dog over a year ago never claimed in the 7 yrs of having him but when he was diagnosed with cancer the vet bill for 3 days was over £1400 and they still couldnt save him.

Posted: Sat Jan 26, 2008 10:48 pm
by emma_t
My claims for my dog are way over the premiums I pay each year for the cover.

He had two surgeries as a youngster for ingrowing eyelids (the first did not work). These procedures alone were over £4k[:0]
He also went through a period of having skin problems, and petplan pay for all his hompathic remedies which have been very succesful and it has now cleared up although he still goes twice a year to see the homeapath - theonly vet he likes. He loves going to this place[:)] as does not look or smell like a conventional vets wheere he is always shaking and tail between his legs[:(]