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Posted: Fri Jan 18, 2008 1:22 pm
by sharon.d
hi can someone tell me if i can enter a dhss loan on my list of creditors for my bankrupcy
Posted: Fri Jan 18, 2008 3:03 pm
by iva experts
Welcome to the Forum Sharon,
Technically as this is an unsecured debt it should go into the IVA, however if you are receiving any type of payment/benefit from the DHSS then I would think twice about putting them in as a creditor.
How much is this loan for? and what is its percentage out of all your debts?
Best Regards,
IVA Experts
http://www.iva-experts.co.uk/
Posted: Fri Jan 18, 2008 6:25 pm
by Adam Davies
Hi Sharon
As you are looking at bankruptcy you should declare it and take advice from the OR as to how this is dealt with
Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Fri Jan 18, 2008 7:22 pm
by luluj
I work for them - the loan will already be being deducted from benefit at a set amount per week - you should discuss repaying it at a lower level with them!
Lulu
Posted: Fri Jan 18, 2008 8:41 pm
by sharon.d
hi i got the loan about 5 years ago i went bankrupt on sept07, i work, no benefits so need to know if i can add it on to my bankruptcy, ty