Posted: Fri Jan 11, 2008 4:11 pm
When I started going through the IVA process in July 2006, like everyone else i was advised to open a bank account with i ban i didnt owe money to.
Which I did I went to Abbey explained my situation and they gave me a basic account, no charges no overdraft, they gave me a basic account as they did not have to do any credit checks.
Any way they did say if i ran the account correctly for 12 months they would consider uo grading it.
Any way i have just spoke to them and i have an appointment with one of the bank managers to discuss upgrading it to a visa debit saccount, cheque book but no overdarft.
I dont want an overdraft ever again in my life so i am fine with this.
I have been more than happy since july 2006 with the basic account git very good at budgeting, but i have lost count of the amount of times i have gone in shops gone to pay for something then realised i forgot to get some money out of the account.
Also never really did use a cheque book, but i have two instances this year were i needed to write a cheque and had to give some one the money to write a cheque on my behalf.
Any one else been able to upgrade the account whilst in an iva
no matter how bad money gets, theirs stll alot more important things in life
Which I did I went to Abbey explained my situation and they gave me a basic account, no charges no overdraft, they gave me a basic account as they did not have to do any credit checks.
Any way they did say if i ran the account correctly for 12 months they would consider uo grading it.
Any way i have just spoke to them and i have an appointment with one of the bank managers to discuss upgrading it to a visa debit saccount, cheque book but no overdarft.
I dont want an overdraft ever again in my life so i am fine with this.
I have been more than happy since july 2006 with the basic account git very good at budgeting, but i have lost count of the amount of times i have gone in shops gone to pay for something then realised i forgot to get some money out of the account.
Also never really did use a cheque book, but i have two instances this year were i needed to write a cheque and had to give some one the money to write a cheque on my behalf.
Any one else been able to upgrade the account whilst in an iva
no matter how bad money gets, theirs stll alot more important things in life