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Posted: Mon Mar 09, 2009 4:49 pm
by redhead
I have checked my credit report with experian and equifax both show that i have been in an IVA with a previous partner (18 months free now)I have spoken to the previous partner i was in the IVA with he has shown me his reports from both credit agencies and there is no mention of him being in an IVA with me or at all...Can anyone help as why this is please??? [?]
Posted: Mon Mar 09, 2009 4:57 pm
by kallis3
I presume that it is over 6 years since your IVA was approved?
I don't know why it should be showing on one, but not the other. It should drop off after 6 years anyway.
Posted: Tue Mar 10, 2009 10:10 pm
by redhead
Thanks Jan for your reply
Posted: Wed Jul 15, 2009 10:49 pm
by Declan at DebtFreeDirect
Hi Redhead
Sometimes credit references agencies can be slow to update their files. First and foremost you should explain to them that your IVA has successfully completed and secondly send them a copy of your certificate of completion (theyshould have this already but is worth sending it again).
Congrats on becomming debt free.
Posted: Thu Jul 16, 2009 10:55 am
by size5
Nice to have a new poster from DFD on here, welcome along Declan!!
Regards.
Posted: Thu Jul 16, 2009 11:11 am
by Skippy
Welcome from me as well!
Posted: Thu Jul 16, 2009 2:28 pm
by Declan at DebtFreeDirect
Thanks Guys
I look forward to helping and advising where ever I can!
Thanks
Posted: Thu Jul 16, 2009 7:28 pm
by Michael Peoples
Well done Redhead on completing your IVA and hopefully your credit file can be amended quickly.
Welcome aboard Declan from me too.
Posted: Thu Jul 16, 2009 7:39 pm
by kallis3
Welcome from me as well Declan.