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Posted: Tue Mar 20, 2007 8:00 pm
by dmss
befor we had deciced to do iva we booked payed for holiday now worried sick do you think this will afect it

Posted: Tue Mar 20, 2007 8:08 pm
by go_4_broke
Hi dm

Sorry do you mean will the holiday affect the IVA or the IVA affect the holiday?

As the answer is almost certainly 'no' in both cases you probably have nothing to worry about.

-Best

Please view my blog at www.go4broke.blogs.iva.co.uk

'6 years sticking my head into the Lion's mouth of debt !'

Posted: Tue Mar 20, 2007 9:43 pm
by ian
Hello dm.

My IVA was accepted last Thursday (15/03/07) and i did ask ThomasCharles, and my IP if it was ok to go away on Holiday,and they said no problem as long as the IVA fees are paid.

I am going away in June, i booked and paid for mine last year before i even thought about the IVA.

If you have not had your creditors meeting yet,ask your IP if he/she could arrange it fot either before you go. or when you return,as you will need to be next to a phone on the day of the meeting.

I hope this helps.

Regards

Ian

Posted: Tue Mar 20, 2007 10:19 pm
by MelanieGiles
Was the holiday paid for using credit which you are now asking to be written off? If so, you may feel guilty about taking the break, but there is no point in worrying about something which cannot be changed.

You will not get a refund from the holiday company without good reason, and the creditor concerned is unlikely to be too concerned. I suggest that you take the holiday as it may be some time before you can afford another one.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk