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Posted: Sun Mar 18, 2007 7:31 pm
by young
i have entered into an iva for 5 years but i can't get a bank account even though i am employed & getting a good salary each month
Posted: Sun Mar 18, 2007 7:33 pm
by kezza
Hi and welcome,
where have you tried and who are your creditors?
Posted: Sun Mar 18, 2007 7:42 pm
by Anna
You will find a list of places where you should be able to open a bank account - even with IVA or BR, hope this helps:
http://www.moneymadeclear.fsa.gov.uk/pd ... counts.pdf
http://anna.blogs.iva.co.uk/
Posted: Sun Mar 18, 2007 9:30 pm
by neverending
Hi
Think banking 08456 34 34 99 will accept you.They offer the usual services plus a maestro debit card,online banking shortly.There is a £12.50 monthly fee.
regards
Posted: Tue Mar 20, 2007 7:40 am
by tidar
Hello,
Nationwide were hassle free for me. Includes on-line banking.
Posted: Tue Mar 20, 2007 2:52 pm
by i_a
Like Tidar I tried Nationwide and they wre exceleent - took 10 minutes.
However bear in mind you can only get a basic account - this means a cashcard (no debit card) but you do get Internet Banking.
As long as you can cope without a chequebook and debit card then I would recommend them.
Also you can get a prepaid credit card (you have to put the money on it first and can only spend what you put on it). Try googling prepaid credit cards. (Not with Nationwide though).
Hope this helps.
Posted: Tue Mar 20, 2007 3:11 pm
by Skippy
I'm hoping to open an account with Nationwide when I'm made BR. I also applied for a pre paid card (paid at the PO yesterday), which is from Unique. I tried to apply for the Myvesta one, but the internet chucked me out and I couldn't get back in. When I tried to apply again I was told I couldn't as I was half way through an application! I gave up in the end and a few days later got a letter from them telling me they were waiting for proof of ID and listed a load of things I haven't got! Thankfully the Unique one went through ok. If you are thinking of getting one have a look on Which? as they compare cards.
Onwards and upwards!!!