Page 1 of 2
Posted: Fri Jun 20, 2008 10:35 pm
by Soulgrowth
Today I received a very exciting letter from my IP ... it was the completion of my IVA as a result of my F&F having been accepted a few weeks ago. The letter contained a statement of account .... and ... wait for it ... a cheque for from my IP £583 as a 'refund'!!!
Debbie
P.S
According to the said letter ... my IP is not my IP anymore ... I don't need one!
Posted: Fri Jun 20, 2008 10:42 pm
by Lisa2009
Debbie, well done you!!!!
You had such a long bumpy journey but you got there in the end xxxxx
Posted: Fri Jun 20, 2008 10:44 pm
by freelili
nice one and its all yours..... nice IP too, I bet there is not many that would do that??
Posted: Fri Jun 20, 2008 10:55 pm
by jpj
Well done Debbie !! Hopefully I will be following in your footsteps soon!
Enjoy your new found freedom!
)
Posted: Fri Jun 20, 2008 10:55 pm
by indebtforever
i dream of the day coming bravoooooo deb go and treat yourself [:D]
Posted: Fri Jun 20, 2008 11:00 pm
by Soulgrowth
I'm going to save it ... for some reason I've become very mean with money ... and like the thought of having a bit of a financial security blanket nowadays [:)]
Anyone know what I need to do with the 'certificate of completion' ... I think Skip might be the expert on that.
Debbie
Posted: Fri Jun 20, 2008 11:02 pm
by keh
Congrats on getting your certificate debbie
Posted: Fri Jun 20, 2008 11:07 pm
by jpj
Frame your certificate and hang it above your bed Debbie![:D]
Posted: Fri Jun 20, 2008 11:08 pm
by indebtforever
i cant wait till its over just for the feeling of paying for everything i ever buy with cash and saving for the first time in my life wow i wish leap years actually leaped a year instead of days [:D]
Posted: Fri Jun 20, 2008 11:11 pm
by freelili
Debbie, I feel like that too, about the funds in the bank. I had to use some of my 'blanket' on my car (new clutch) and it feels really scary. I have had to work out a budget to put it back. My cat gets to keep his nads for a couple more months, I have gone all mean too.... in the spending sense. I wont pay anything over the odds now.
Posted: Fri Jun 20, 2008 11:13 pm
by indebtforever
debs surely you could push a bottle of wine and a pizza [:p]as for the certificate thats in the past bury it in the draw you are debt free now never to look back
Posted: Fri Jun 20, 2008 11:15 pm
by Soulgrowth
Well ... to be honest ... I am posting from my lap top from a hotel room in Milton Keynes (work) and have just enjoyed a rather nice steak and banana split![:)]
Debbie
Posted: Fri Jun 20, 2008 11:24 pm
by MelanieGiles
What a lovely end to an incredible journey over the last year or so Debbie. I am looking forward to sharing a glass of wine (or a JD and coke!) with you in Bradford by way of celebration. Yours is a true success story - and you have seen it through with great dignity and common sense. What a fabulous feeling it must be now to know that the fruits of your labours are yours to savour!
Posted: Fri Jun 20, 2008 11:34 pm
by Soulgrowth
Thanks for your kind words Melanie ... it is all still just sinking in really, and I have still not got used to the fact that big brother isn't watching me every time I even fill the car up with petrol (well diesel) now ... it really has surprised me just how insiduosly our debt situation can infiltrate our lives and mental and emotional state ... quite scary really.
Debbie
Posted: Fri Jun 20, 2008 11:54 pm
by Viki.W
Hey Debbie, great news and what a brilliant surprise...some extra cash.[:p] You deserve to treat yourself, I'm so happy for you. viki X